# Bank statement to QuickBooks

“QuickBooks” is two different programs that take two different files. Upload your statement, keep QuickBooks Online as the output, and the .qbo file imports through the bank feed; the section below covers what to do on Desktop.

## What you get for QuickBooks

- QuickBooks Online: a .qbo file for the bank-feed import
- One transaction per line, in the order the statement prints them
- Debits and credits on the side the statement shows them
- QuickBooks Desktop is not served by this file — see below

## QuickBooks Online vs QuickBooks Desktop

QuickBooks Online imports a .qbo file through its bank feed. That is what this page produces, and it is the file most people are looking for.
QuickBooks Desktop is a separate program and reads a separate format (IIF) or a bank-specific import. A .qbo file is refused by Desktop, so on Desktop convert to CSV or Excel and import that instead.

## How to convert

1. **Upload your statement** — Drop in the PDF or CSV you downloaded from your bank.
2. **Check which QuickBooks you have** — Online takes the .qbo file below; Desktop needs CSV or Excel.
3. **Import the file** — Bring the .qbo in through the bank feed in QuickBooks Online.

## Frequently asked questions

### Does this work with QuickBooks Online or QuickBooks Desktop?

QuickBooks Online: yes, the .qbo file is what its bank feed imports. QuickBooks Desktop: no — Desktop reads IIF or a bank-specific format, so convert to CSV or Excel for it.

### What is the difference between the two QuickBooks?

They are separate products with separate import formats. Online runs in a browser and imports .qbo; Desktop is installed locally and imports IIF.

### Can I convert a PDF bank statement for QuickBooks?

Yes. The input is a statement PDF or CSV either way; only the output file differs.

### Will my accounts be matched automatically?

No. The file carries the transactions; which account they land in is a decision you make during the import.

### Is my statement kept after conversion?

No. The file is used only to produce your converted copy and is deleted right after.

### Do I need an account?

No. The converter works without signing up.

## Related

- [Bank statement to QBO](https://statementconverterai.com/bank-statement-to-qbo)
- [Bank statement to CSV](https://statementconverterai.com/bank-statement-to-csv)
- [All bank statement converters](https://statementconverterai.com/)